Our primary investor (senior debt) will be a financial institution such as a high street bank. We have worked with RBS and HSBC in the past. Alongside this, we put our own money in so we also have “skin in the game” and depending on the size of the development, there may be a handful of other private investors or you may be the only one. We do this to allow some flexibility. The benefit of investing alongside a major bank is that they will conduct an extremely detailed due diligence on the development itself and on our company in order to protect their risk. That means that you can be confident the investment has been signed off by a professional funding organisation and fully meets their criteria. You can also take comfort that as well evaluating the financials, they will have signed off all elements of risk and taken a deep dive into the legal matters. It’s not easy to get finance from high street banks and to do so you need to be able to present a solid and credible financial case.